Legal Notice

Additional Terms

Additional Terms of Use may apply to specific products or services offered through this website.

Agreement

You must read and agree to these Terms of Use before using this website. By using the website, you agree to be bound by them. If you do not agree to these Terms, you should not use the website.

Ownership

This website is owned by Atradius N.V. and its affiliates and subsidiaries (collectively or individually, “Atradius”).

Place of Business

Atradius operates and administers this website from the Netherlands. The Company makes no representation that the information provided on this website is appropriate for use or available in other jurisdictions. Atradius websites that are specific to a country are in compliance with the laws of that jurisdiction. There is no representation that the information provided on them will be appropriate for use in other jurisdictions.

Changes

Atradius may change these Terms of Use at any time without notice. Changes will be posted in the Legal Information section. Your continued use of the website after the posting of changes constitutes your acceptance of the updated terms. We therefore recommend that you review these terms regularly.

Accuracy of Information

Atradius strives to ensure that the information provided on this website is accurate and up-to-date. However, it is provided for general information purposes only. Its application and significance depend on the specific circumstances.

Due to changes in legislation, regulations and guidelines and the nature of electronic communication, information may contain inaccuracies, omissions or delays. All information is provided “as is” without warranty of any kind.

The user must assess the accuracy, completeness and suitability of the information, opinions, recommendations or services provided. This website does not provide legal, accounting or other professional advice. If necessary, you should consult professionals in the relevant field.

Accessibility

Atradius makes all reasonable efforts to ensure that its websites are accessible. However, the company does not guarantee uninterrupted operation and is not liable for losses incurred due to limited availability of the website.

Intellectual property

All rights, including copyright, trademarks, design rights, database rights and other intellectual property rights in the texts, images, graphics, logos, sound recordings, software and other content on this website are owned by Atradius or are used with the lawful permission of the owner.

This website is for personal and non-commercial use only. You may not copy, download, publish, distribute, modify, transmit, reproduce or otherwise exploit the content of the website without the prior written consent of Atradius or the relevant rights holders.

You may print or download material from the website for your personal use only. It may not be used or distributed for commercial purposes.

Password policy

Some features of the website can only be accessed by logging in with a username and password. The user is responsible for the confidentiality of his login data and the protection of his device against unauthorized access.

The user must not disclose his password to third parties and is responsible for all actions performed using his login data.

In the event of loss of his password, theft or suspected unauthorized use, Atradius must be informed immediately. The company reserves the right to change or delete his password at any time for any reason.

Security

Atradius, where necessary, applies security measures, including secure services and encryption technologies, to protect information transmitted via this website.

However, the user understands that the transmission of information over the Internet always involves certain risks, especially if the data is not encrypted. Atradius does not guarantee that the website is free of errors or viruses.

Users are advised to use up-to-date antivirus software and other appropriate security measures. Atradius is not liable for damage resulting from a breach of data confidentiality, viruses or disruptions in electronic data transmission.

Privacy

Atradius’s processing of personal data is governed by a Privacy Statement. It provides information on the collection, use, transfer to third parties and user rights.

By using the website, you agree to the collection and processing of your personal data in accordance with the Privacy Statement.

Atradius has the right, but is not obliged, to monitor the transmission of data on its websites, forums or discussion groups.

Submission of content for publication

By submitting material for publication on this website, the user grants Atradius the right to copy, edit, distribute and otherwise use it and to create derivative works from it.

The user confirms that he has the right to submit such material and assumes responsibility for any third-party 

requirements related to its use.

Conditions for protection against unauthorized access

The user undertakes to:

not use robots, automated data collection programs or similar means without the prior written consent of Atradius;
not seek access to information that is not publicly available;
not bypass access restrictions or security measures;
not attempt to gain unauthorized access to the website, servers or related networks;
not disrupt the operation of the website;
not perform actions that would unreasonably burden the website infrastructure.
Limitation of liability

Atradius makes no express or implied warranties regarding the information provided or the services described on this website, including warranties of fitness for a particular purpose or non-infringement.

Atradius is not liable for any direct, indirect, incidental, consequential or other losses arising from the use of this website, its content or third-party websites accessible through it.

Atradius is also not liable for damage to equipment, loss of data, data changes, operational disruptions or damage caused by viruses.

Indemnification

The User undertakes to indemnify and hold harmless Atradius, its affiliated companies, directors, employees, agents and partners from and against all claims, losses, expenses and legal costs arising from the use of the website or the breach of these terms and conditions.

Severability of Terms

If any provision of these terms and conditions is found to be invalid or unenforceable, the remaining terms and conditions shall remain valid and enforceable.

Third Party Websites

This website may contain links to third party websites. Such links are provided for informational and convenience purposes only.

Atradius does not control the content of these websites and assumes no responsibility for their operation, security, accuracy or content. The presence of a link does not imply that Atradius endorses the content or activities of such website.

Applicable law and jurisdiction

By using this website, you agree that all disputes arising out of or in connection with the use of the website or the content provided therein shall be governed by the laws of the Netherlands.

You also agree that such disputes shall first be subject to the exclusive jurisdiction of the District Court of Amsterdam, the Netherlands.