Debt Collections Handbook Chile 2020

Debt Collection Reports

  • Chile
  • Agriculture,
  • Automotive/Transport,
  • Chemicals/Pharma,
  • Construction,
  • Consumer Durables,
  • Electronics/ICT,
  • Financial Services,
  • Food,
  • General economic,
  • Machines/Engineering,
  • Metals,
  • Paper,
  • Services,
  • Steel,
  • Textiles

13th October 2020

Having drawn from the expertise of Atradius Collections' local offices, the International Debt Collections Handbook explains the different regulations and procedures for debt collections in Chile.

Amicable collections

General information



Handbook Report Page - Amicable Phase



Atradius Collections provides debt collection services following a rigorous selection process in order to meet our clients´ needs. Our local partners carry out the collection process in-house, adhering to federal and state laws.


Generally, in the amicable phase, interest is charged to debtors. However, the percentage can be negotiated.

Interest is daily and it can vary according to the table that comes from the SBIF (Superintendency of Banks and Financial Institutions).

Debt collection costs

In Chile, debt collection costs are charged to debtors at the end of the process, especially in the last instalment. From a cultural perspective, Chilean debtors are used to paying debt collection costs, though often the actual amount of these costs is considered a matter of negotiation.

The Debt Collections Handbook presents a snapshot of Chile's economic situation and covers the following topics:

  • Legal procedures 
  • Lawsuit
  • Insolvency proceedings
  • Time frame and outcome

To read more about steps and procedures undertaken in debt collections in Chile and other countries:

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The statements made herein are provided solely for general informational purposes and should not be relied upon for any purpose. Please refer to the actual policy or the relevant product or services agreement for the governing terms. Nothing herein should be construed to create any right, obligation, advice or responsibility on the part of Atradius, including any obligation to conduct due diligence of buyers or on your behalf. If Atradius does conduct due diligence on any buyer it is for its own underwriting purposes and not for the benefit of the insured or any other person. Additionally, in no event shall Atradius and its related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the statements made information herein.