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Positive performance outlook despite some downside risks

Resilient sector performance so far, but downside risks remain

Brazil's public finances are stuck in a vicious cycle but the comprehensive reforms needed to break out will be difficult.

Most of the businesses polled in Eastern Europe predict growth in 2022. However, this optimistic outlook is tempered by the acknowledgement of downside risks.

Despite a fairly robust GDP growth outlook for next year, confidence of the businesses polled across Bulgaria is muted.

Most of the Czech businesses polled opted to manage customer credit risk internally. However, and despite their efforts, many were not successful at containing year-on-year increases in DSO.

As B2B payments behaviour improves in Hungary, there is still a hint of caution voiced by the businesses we interviewed in the country.

Amid predictions of growth, businesses surveyed in Poland reported having struggled with rising credit management and debt collection costs in recent times.

Businesses polled in Romania favoured the surety of cash sales this year. However, this put them at a disadvantage in a global market place where credit terms are a competitive tool.

Most of the businesses polled in Slovakia reported a decline in late payments. This highly reflects the widespread adoption of credit insurance amongst local businesses polled.